Personal Banking

At Bank of New England we offer all the services you'll need to manage your personal accounts.

We provide simple, effective solutions without minimum balances or monthly service charges.

Personal Checking Account

Whether you are an individual, a non-profit, a proprietorship or a municipality, a NOW Account offers you the most convenient and economical way to handle your financial record-keeping requirements.

Money Market Account

Money Market Accounts are available to all our customers. They offer an excellent way for you to have instant access to your investment funds while enjoying a competitive rate of interest.

Certificates of Deposit

Certificates of Deposit are available to all our customers. They offer an excellent way for you to safeguard your investment funds and earn high rates while building capital or providing current income. Interest compounding monthly (for CD terms in excess of six months). Interest rate guaranteed for term of investment. Automatic renewal option at maturity. Balances insured by the FDIC up to the maximum allowed by law. Penalty for early withdrawal may apply.

Certificate of Deposit Rates

Term Interest Rate APY
7-30 DAYS 0.15% 0.15%
31-90 DAYS 0.15% 0.15%
91-182 DAYS 0.15% 0.15%
183-364 DAYS 0.25% 0.25%
12-23 MONTHS 0.60% 0.60%
18 MONTHS 0.65% 0.65%
24-35 MONTHS 0.85% 0.85%
36-47 MONTHS 1.24% 1.25%
48-60 MONTHS 1.74% 1.75%

Effective 10/20/2014

Annual Percentage yield reflects monthly compounding over full term of Certificates of Deposit. Please contact a bank representative for applicable rates and documentation required for IRA certificates of deposit.

$500 Minimum Balance Required.

Substantial penalty for early withdrawal may apply.

All rates are effective as of 10/20/2014 and are subject to change without notice.