Certificates of Deposit Rates

Certificates of Deposit
TERM	INTEREST RATE	APY
7-30 DAYS	0.15 %	0.15 %
31-90 DAYS	0.15 %	0.15%
91-182 DAYS	0.15 %	0.15 %
183-364 DAYS	0.25 %	0.25 %
12-23 MONTHS	0.30 %	0.30 %
18 MONTHS	0.50 %	0.50 %
24-35 MONTHS	0.60 %	0.60 %
36-47 MONTHS	0.75 %	0.75 %
48-60 MONTHS	1.24%	1.25 %
Effective 5/20/13

Annual Percentage yield reflects monthly compounding over full term of Certificates of Deposit. Please contact a bank representative for applicable rates and documentation required for IRA certificates of deposit.

$500 Minimum Balance Required
Substantial penalty for early withdrawal may apply

All rates are effective as of 5/20/13 and are subject to change without notice.